This may have a negative impact your credit score initially. Its location on this page may change next time you visit. To me, this is exactly how a system should be. Great experience! And I only found this information out because I called a representative at NetCredit to check on the status of my application myself. Use your NetCredit personal loan for debt consolidation, to pay a car repair bill, or for any unexpected or emergency expense. I have not used your services before but will certainly in the future if the need arises. While there are a few complaints about the lender's customer service and . NetCredit reports your payment history to the major credit bureaus: Equifax, Experian, and TransUnion. Theres no red tape. Awesome service. Copyright 2022 Consumers Unified LLC. Depending on your state of residence, you may also be eligible for a line of credit with NetCredit. Im very disappointed. It's not a good choice if you want to avoid fees, as NetCredit charges late and origination fees that vary depending on your state. NetCredit doesn't have a Better Business Bureau rating. My representative, Michelle, was kind, helpful, knowledgeable, and patient. Fast, easy, on time loan. However, when it comes to the basics of cash flow, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. The best, quickest service I have ever gotten anywhere. This line is available Monday - Friday 8 a.m. to 8 p.m. CT, and Satuday - Sunday 9 a.m. to 5:30 p.m. CT. You can also all (877) 392-2015 to contact the loan processing department or (877) 392-2016 for the collections department. NetCredit has a rate range of 34.99% to 99.99%, depending on your state, while OppLoans starts higher at 59.00% to 160.00%. NET CREDIT UNION IS NOW ACCEPTING SCHOLARSHIP APPLICATIONS $10,000 WILL BE AWARDED IN SCHOLARSHIPS, NET CREDIT UNION DONATES $30,000 TO SAINT JOSEPHS CENTER. I am leaving a highly positive review. How to Refinance a Personal Loan. Quick,simple and they make it easily. It goes against our guidelines to offer incentives for reviews. You can build credit history by making on-time payments, giving you the power to create a better future. I was approved for the loan, and the money was in my account the next day. Enjoy reading our tips and recommendations. I had an excellent and pleasant interaction with their customer service representative, Nakia. 1. How do I know I can trust these reviews about NetCredit? This reporting can help you build a positive credit history through on-time payments. Late fees may also apply, but the company offers complimentary due date adjustments if your loan is in good standing. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. Why on earth would you do a hard inquiry for my credit after entering all my personal info AFTER stating that I'm pre-approved only to decide to decline the application?? Guaranteed satisfaction!!! At first I thought it was denied the application but it was a mistake so I got approved. Copper Basin Federal Credit Union Customer Service: (423) 496-3812 Everything went much faster and smoother than going into my credit union. This allows lenders with low credit and on-time repayment to build their credit scores. While there are a few complaints about the lenders customer service and high APR, most customers said they were satisfied with their personal loan experience. Hours of Operation: Monday - Friday: 8 a.m. - 8 p.m. CT Saturday - Sunday: 9 a.m. - 5:30 p.m. CT Phone Numbers: Customer Support: (877) 392-2014 Collections: (877) 392-2016 Email: Customer Support: support@netcredit.com Loan Processing: lp@netcredit.com Collections: collections@netcredit.com General Comments: feedback@netcredit.com Payment Address: A shorter term length means larger monthly payments but you'll save more in interest. 6 talking about this. I was approved for the loan, and the money was in my account the next day. Understanding and patient . NetCredit Reviews | Read Customer Service Reviews of netcredit.com Money & Insurance Investments & Wealth Non-Bank Financial Service NetCredit NetCredit Reviews 12,053 Excellent 4.7 VERIFIED COMPANY netcredit.com Visit this website Write a review Filter Most relevant LL Listen Linda 1 review US 4 days ago Invited Just be sure you can afford the interest rate you qualify for before borrowing. Thank you, you have successfully subscribed to our newsletter! The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. Very very reasonable rates! If someone is looking for help short term, I would highly recommend they visit your site. NetCredit offers personal loans and lines of credit. If you are not eligible today, you may still become eligible to apply in the future!Find out more about NetCredits refinance options: https://www.netcredit.com/refinance. NetCredit was listed as a potential lender. I believe that Customer Service is an attitude, not a department.". This is now listed as a hard inquiry on my credit report I just checked my reports via Equifax: Hard Inquiries detailsNETCREDIT/RB (Finance)Feb 22, 2023. And the customer service department will actually help you. Borrow an amount that meets your needs and repay in a way that works for your financial situation. routing number: 231385918 (570) 961-5300 Digital Banking Login Let's get started, enter your current username: Forgot Username? It was very straightforward and quick. PRMI . Loan amounts vary according to state. Synapse's unified platform provides industry compliant payment, card issuance, deposit, lending, credit, investment and crypto products through simple APIs. You can always email us at support@netcredit.com as . NetCredit Personal Loan Review February 2023. Make it easier to understand the website. NetCredit requires that customers be of legal age to apply and receive loans (18 years old in most states; 19 years old in Alabamaand Delaware;21+ in Mississippi). Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at NetCredit.com. NetCredit's mission is simple: create easy and welcoming opportunities for consumers to get access to the credit they need. To be additional personal loan requirements, borrowers must: A NetCredit personal loan could be a good fit for borrowers with marginal credit history, who need fast cash, and who reside in a state where the financial product is available. For more information about reviews on ConsumerAffairs.com please visit our Good to deal with. For example, in Florida, the maximum loan amount is $5,000. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Its financing options include unsecured personal loans and lines of credit. You need to have certain information on hand, including: NetCredit can also help you customize your personal loan or line of credit to suit your needs. Thanks. Our recommendations are our own. Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. Look forward to stay with NETCREDIT. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. Very clear on what information is needed, quick turnaround and friendly customer service. It is mandatory to procure user consent prior to running these cookies on your website. NetCredit charges between 34% to 155% APR on its loans. About 95% of reviewers also said they'd recommend NetCredit's personal loan product and services to others. They are very professional and funding took just one day. Late fees may also apply, but the company offers complimentary due date adjustments if your loan is in good standing. Approval is subject to additional verification, and failure to provide additional documentation promptly may delay funding. For more information about reviews on ConsumerAffairs.com please visit our FAQ. The BBB evaluates companies by looking at their responses to. If I had the opportunity I would definitely take out another one in the future. I waited for 3 days for my application to be processed. I am leaving a highly positive review. Through a partnership with Republic Bank and Trust Company, NetCredit is able to offer personal, unsecured loans up to $10,000 through its streamlined online application and approval platform. Their customer service is very professional and helpful. All Rights Reserved. Once you finalize your application, NetCredit provides a decision within three business days. When you're in need of a short term low rate loan I highly recommend NetCredit. Bottom line is I would recommend net credit. Excels in analyzing performance, developing gap analyses, and improving performance of struggling projects and customer service centers. Our content is intended to be used for general information purposes only. Approval is subject to additional verification, and failure to provide additional documentation promptly may delay funding. I had an amazing experience with Net credit. Jane Meggitt Feb 19, 2023. NetCredit is designed for people who might have a hard time getting a personal loan elsewhere. Everything went much faster and smoother than going into my credit union. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. *In CA, some customers may qualify for up to $10,500. Theres no gimmicks and my loan was available to me within 24hours. Every agent seemed caring and knowledgeable about my first lending experience with NetCredit. If more extensive information verification is required, however, you may have to wait up to three business days for a decision. This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. Be the first one to find this review helpful. Theres no red tape. Extra cash and was supplied when get this loan paid. It was very easy to apply and get approved for a loan with NetCredit. To fix this for my future and improve my credit - overall. The online experience was great very thorough and easy with no problems. I was able to pay off and was pleased that it was fast and easy. NetCredit loan terms range from six to 60 months, but there are no prepayment fees, so you can pay your loan back as soon as possible with no penalty. She was very helpful, knowledgeable, professional, listener and she solved my problem. We also ensure all reviews are published without moderation. The financial services provider does not have physical locations but does have a team of loan servicers and customer support available through its headquarters located in Chicago, Illinois. With a high minimum APR, NetCredit may not be a viable option if youre consolidating debt. Consumers always benefit from lender transparency. I shared your company on with my friends as well. It was very easy to apply and get approved for a loan with NetCredit. When you apply, advanced algorithms take a broader look at your finances to create an offer just for you. All have been friendly and helpful. Yes, the interest is high, but not nearly as high as a title loan. Yes. Anyone can write a Trustpilot review. Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. No Christmas but lower payment. Once you finalize your application, NetCredit provides a decision within three business days. Claim your Free Employer Profile. NetCredit s technology offers several options for checking eligibility and finding the best personal loan for your needs. I went back to the website, and it still said I was approved. Both offer great features: Fast and secure online application process Funds the next business day or sooner No collateral needed On-time payments can build credit history I was amazed at how simple and how easily the funding process was done. We rate all personal loan products in our reviews and guides on a 1-5 scale. Going to pay back early lets see what happens when I try for another thank you Scott.!!! Lot of help needed. In need of a fast loan? The NetCredit option was a solid choice for me and it worked out quickly and without issue.They obviously focus on the mission of service.THANK YOU! Depending on your state, your personal loan or line of credit will be originated by NetCredit or one of its lending partners. As far as customer service, once you get past the automated and talk to a real person, the CSR is knowledgeable with the processes. This resulted in them not being able to talk to a manager (obviously). I shared your company on with my friends as well. All funds raised from the 9th Annual We use cookies to provide you with better experiences and allow you to navigate our website. I was in a bind and they helped me out. To qualify for a NetCredit loan, you must live in one of the 37 states in which the company does business. If someone is looking for help short term, I would highly recommend they visit your site. This is the 2nd time I've used NetCredit, and the payments are always fair, they won't break you. Contact Us Phone Banking: 570.961.5353 Call/Text: 570.961.5300 Translation Services Available. Thank you for your honesty and thank you for giving me a chance when nobody else would. Thanks for the help. NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. In his past experience writing about personal finance, he has written about credit scores, financial literacy, and homeownership. More than 1,400 customer reviews are listed, and 75% of customers gave NetCredit with an "Excellent" rating. And lines of credit with NetCredit deal with giving me a chance when nobody else.... Into my credit union, developing gap analyses, and failure to provide additional documentation promptly may delay funding out. Service team at ( 877 ) netcredit customer service than going into my credit union power to create an offer just you! Supplied when get this loan paid still said I was approved for a NetCredit loan, and failure provide. Is required, however, you may also be eligible for a loan with NetCredit with... 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